How can you make your money last in retirement? Login
Preparing For
At this stage, you'll be working to accumulate a nest egg to supplement your income and develop a customized strategy to make your money last.
You Can Talk To Your Adviser About…
- Planning and set your financial goals for your retirement.
- Determining the best personal savings goal for your lifestyle in retirement.
- Investigating which financial products will be the most effective in helping you meet your goals. Remember, you should plan for up to 25 or 30 years in retirement.
Entering Into
As you look forward to a long and rewarding retirement, you'll want your retirement strategy to change from accumulating assets in your working years to the distribution of your assets to support your lifestyle in retirement.
You Can Talk To Your Adviser About…
- Crafting strategies to ensure that you don't outlive your retirement savings.
- Developing a plan that incorporates different economic and market scenarios. For example, if you're set to retire and the economy is in a downturn, what should you consider doing?
- Making sure your retirement goals align with your spouse's visions of the future.
In Retirement
You have time that you never had to spend with your family, on the golf course, in a new business, traveling far or kicking back in the backyard. It's essential that you have the financial means to maintain your lifestyle in retirement and actively pursue your dreams.
You Can Talk To Your Adviser About…
- Creating a withdrawal strategy so you have the income you need for an extended retirement.
- Maintaining a suitable income stream from your investments during retirement and providing a financial legacy for your loved ones.
- Giving a financial gift to a grandchild for college or making a sizeable contribution to a favorite charity. Discover the immediate tax benefits and estate planning advantages in gifting.
How Avyukta Earth Estate India Ltd. Can Help: John's Story
John
I worked for one airline my entire life but when they cut back the pension plan, I immediately called my financial adviser.
John's family
The news hit me and my family hard. Fortunately, I contributed to my Royal Plan over the years, but I still wanted to have more income in retirement.
John and his financial adviser
My financial adviser explained how an annuity can provide me with retirement income. And, if anything happens to me, the payments from the annuity will take care of my family.
John's story is a hypothetical situation.
Financial Solutions
Make It Last
Which financial products can help you prepare now for the challenges in retirement? Annuities offer benefits of tax deferral, but so do tax-advantaged retirement plans. However, annuities also offer distinct product features, such as guaranteed income for life and death benefit guarantees.*
Am I Saving Enough?
Provide simple answers and this tool responds to the first question, are you saving enough? Then, evaluate factors you can change (how much you currently save, how long you will work) and the ones that are beyond your control (inflation, tax rates) for a complete picture.
Products To Help With Making Your Assets Last
Annuities
They combine tax-deferred savings with insurance benefits and offer living benefits to you and death benefits to your beneficiaries.
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Royal Plans
They're easy, convenient and provide immediate tax-savings benefits and long-term growth potential.
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Long-Term Care
This insurance gives you additional confidence in the future and ensures that you will have options if you become ill.
Learn more »*Guarantees are based on the claims-paying ability of the insurer.